Home ownership numbers are currently at their lowest level in the past 18 years, but the overall price of purchasing a home is on the rise. How could this possibly be? To answer this question we must look to the banks. Banks are generating scarcity within the United States real estate market by purchasing up large numbers of homes and at the same time delaying or stalling on specific home foreclosures to suit their own purposes.

When selecting a home in San Diego, the single most important step before the contract is signed is being sure the property is safe and structurally sound. A real estate inspector from Housecall Property Inspections is your best defense in ensuring your home is just that. A home may look perfectly fine on the surface, but the only way to know for sure is to work with a professional real estate inspector. Housecall Property Inspections is the home inspection company that provides inspection services throughout San Diego County.

It seems recently we are doing more and more home inspections on Fannie Mae homes financed through Home Path. Home Path financing is a loan arrangement by Fannie Mae and makes available a number of residential foreclosure homes at dramatically reduced prices. The benefits of a Homepath mortgage are many. Buyers who wish to finance homes via a Home Path loan can get special incentives and also a low down payment option. Another important feature of these loans is that many Fannie Mae homes are eligible for government grants via HUD's Neighborhood Stabilization Program.